{"id":160,"date":"2018-02-06T14:08:57","date_gmt":"2018-02-06T14:08:57","guid":{"rendered":"https:\/\/www.crivellarilegaladvisors.it\/web\/?p=160"},"modified":"2025-07-15T09:23:06","modified_gmt":"2025-07-15T09:23:06","slug":"non-performing-loans-aspetti-sistemici-e-normativo-avv-francesca-crivellari","status":"publish","type":"post","link":"https:\/\/www.crivellarilegaladvisors.it\/web\/non-performing-loans-aspetti-sistemici-e-normativo-avv-francesca-crivellari\/","title":{"rendered":"Non Performing Loans, aspetti sistemici e normativo \u2013 Avv. Francesca Crivellari"},"content":{"rendered":"<header class=\"entry-header\">\n<div class=\"meta-post\"><strong>Nell\u2019annuale lezione tenuta dall\u2019Avv. Francesca Crivellari nell\u2019ambito del Master di II Livello in Diritto Privato Europeo presso l\u2019Universit\u00e0 La Sapienza,<\/strong> Facolt\u00e0 di Giurisprudenza, \u00e8 stato affrontato l\u2019argomento dei <strong>Non Performing Loans, sotto il profilo sistemico e normativo.<\/strong><\/div>\n<\/header>\n<div class=\"entry-content\">\n<p>In particolare:<\/p>\n<ul>\n<li>La crisi economica e l\u2019impatto sui Npls: come \u00e8 nata la crisi economica, il principio \u201cOriginate and distribute\u201d, la bolla immobiliare, il credit crunch, i ratio patrimoniali delle banche italiane.<\/li>\n<li>Definizione dei Npls: criteri contabili (IAS 39, impaired financial assets, e prudenziali (Regolamento UE n. 575\/2013; circolare BDI n. 272\/2008, ITS EBA.<\/li>\n<li>Npls in numeri.<\/li>\n<li>Relazione tra sistema giustizia e Npls: Rapporto Doing Business, il costo della gestione dei NPLS per le banche, la derecognition.<\/li>\n<li>Sotto il profilo tecnico \u00e8 stata esaminata la struttura delle operazioni di cartolarizzazione, affrontandone gli aspetti dinamici ed esaminando i temi del bid ask gap, il ruolo dei fondi speculativi e le principali fasi della securitization.<\/li>\n<li>Il quadro normativo di riferimento: L. n. 130\/99 e recenti modifiche, TUB (D.lgs. N. 385\/1993), Decreto Ministeriale Banche (DM n. 53\/2015), Decreto Competitivit\u00e0 (L. n. 116\/14), Circolare BDI n. 288\/2015 (Disposizioni di vigilanza per gli inter. Fin.).<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.crivellarilegaladvisors.it\/web\/wp-content\/uploads\/2018\/02\/Non-Performing-Loans-sotto-il-profilo-sistemico-e-normativo_Francesca_Crivellari_2017.pdf\" target=\"_blank\" rel=\"noopener\">Scarica le s<\/a><a href=\"http:\/\/www.studioferrari.com\/web\/wp-content\/uploads\/2017\/12\/Non-Performing-Loans-sotto-il-profilo-sistemico-e-normativo_Francesca_Crivellari_20172.pdf\" target=\"_blank\" rel=\"noopener\">lides (2.3 Mb)<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nell\u2019annuale lezione tenuta dall\u2019Avv. Francesca Crivellari nell\u2019ambito del Master di II Livello in Diritto Privato Europeo presso l\u2019Universit\u00e0 La Sapienza, Facolt\u00e0 di<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,10],"tags":[34,64],"class_list":["post-160","post","type-post","status-publish","format-standard","hentry","category-articoli","category-francesca-crivellari","tag-francesca-crivellari","tag-studio-legale-roma-eur"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Non Performing Loans, aspetti sistemici e normativo \u2013 Avv. 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